Heisenberg’s Uncertainty? A footnote in a book alerted me that uncertainty may be better translated from German in Heisenberg’s Principle. Should it be Stock Market Indeterminacy? Or Stock Market Indeterminability? Let’s look at Stock Market Uncertainty and see if it, […]
Which generation is better off? Are millennials worse off than their baby boomer parents were at their age? Both generations have had economic adversity, but what does that data say? Which generation is better off at age 35? […]
Consider MYGAs instead of CDs MYGAs are good annuities. Good annuities also include SPIAs and QLACs. They all have similarities, but first, you must buy them rather than being upsold for a product with a higher commission. Good annuities are […]
The opposite of scarcity is enough The opposite of scarcity is enough. Not abundance. In retirement, it is okay to be enough, and it is okay to have enough. Enough is the goal in retirement rather than abundance. Scarcity […]
If You Have Won the Game Quit Playing with Money You Really Need A smart doctor once said, “When you’ve won the game, quit playing.” I convinced him to add “with the money you need,” but that is a long […]
Should I Retire: a False Dichotomy Should retire is not a yes or no question. Whenever you only have two choices, that’s a false dichotomy. There are always more than two choices if you are honest. So, since Should […]
Stop Reinvesting Dividends When You Retire Some people think you should always reinvest dividends. Others think perhaps there are times when you should stop reinvesting dividends when you retire. When should you stop reinvesting dividends before you retire? What is […]
Medical Gaslighting After gaslighting became the world of the year in 2022, it is not surprising to hear of its use outside of the abusive relationship. What is medical gaslighting, and how does it affect physicians? Since this is a […]
Three Accounts and the 3-Fund Portfolio Simplicity is a 3-fund portfolio. Total US and International equity funds and a bond fund are baked together in a set asset allocation. There is much more to consider when you have different […]