“Enough” In Retirement
The opposite of scarcity is enough The opposite of scarcity is enough. Not abundance. In retirement, it is okay to be enough, and it is okay to have enough. Enough is the goal in retirement rather than abundance. Scarcity […]
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If You Have Won the Game Quit Playing with Money You Really Need
If You Have Won the Game Quit Playing with Money You Really Need A smart doctor once said, “When you’ve won the game, quit playing.” I convinced him to add “with the money you need,” but that is a long […]
Retirement: A False Dichotomy
Should I Retire: a False Dichotomy Should retire is not a yes or no question. Whenever you only have two choices, that’s a false dichotomy. There are always more than two choices if you are honest. So, since Should […]
When to Stop Reinvesting Dividends?
Stop Reinvesting Dividends When You Retire Some people think you should always reinvest dividends. Others think perhaps there are times when you should stop reinvesting dividends when you retire. When should you stop reinvesting dividends before you retire? What is […]
Medical Gaslighting – A Physician’s Perspective
Medical Gaslighting After gaslighting became the world of the year in 2022, it is not surprising to hear of its use outside of the abusive relationship. What is medical gaslighting, and how does it affect physicians? Since this is a […]
The 3-Fund Portfolio in Different Accouts
Three Accounts and the 3-Fund Portfolio Simplicity is a 3-fund portfolio. Total US and International equity funds and a bond fund are baked together in a set asset allocation. There is much more to consider when you have different […]
Optimal Asset Location
Deep dive into Asset Location Optimization and Tax-Efficient Fund Placement. This is Asset Allocation in Multiple Accounts!
Risk Tolerance and Asset Allocation
Asset Allocation depends on Risk Tolerance Risk Tolerance and Asset Allocation are tied at the hip and depend on age and recency bias. How you understand risk—and how you balance the stock/bond proportion in your portfolio—is the most important decision […]
Quiet Quitting in Medicine
Quiet Quitting in Medicine Quiet quitting in medicine is topical, given epidemic levels of burnout in physicians. While burnout is increasingly discussed, quiet quitting in medicine offers a new spin. Though perhaps paradoxical or contradictory, it has nothing to […]