Portfolio Makeover by Jean-Paul Sartre If you are considering retirement in a couple years, it’s time to prepare your portfolio. While “Portfolio Makeovers” are popular, a superficial change in the appearance of your portfolio is not enough. Jean-Paul Sartre […]
Demographics and the 2020s There seems to be a worker shortage in the US right now. The job (and stock) market is hot despite recent dire recession calls. Why? What about Covid’s effect on the retirement of the Baby […]
Metacognition vs Meta-awareness Metacognition is thinking about thinking. Meta-awareness is more immediate, being aware now that you are thinking about your current situation. The term “meta” turned me off since metaphysics in college. Meta means beyond or above and […]
How Often Does the Yield Curve Stay Inverted for 2 Years? The yield curve has been inverted for two years, and we have not had a recession. How common is the yield curve to be inverted for so long? […]
Tax Planning Window to Save in Lifetime Taxes What is the optimal time to do tax management for retirement? The tax planning window! Not infrequently, that tax strategy is a yearly series of partial Roth conversions. These pre-paid future taxes […]
Consider MYGAs instead of CDs in a Ladder MYGAs are good annuities. Good annuities also include SPIAs and QLACs. They all have similarities, but first, you must buy them rather than being upsold for a higher commission. Good annuities are […]
What Are QLACs? What are QLACs and should you get one? Another “good annuity” is gaining interest: the QLAC (Qualified Longevity Annuity Contract). This is “a DIA for your IRA.” A QLAC is a Good Annuity, Too! A QLAC lets […]
A Good Annuity Comprehensive Guide to SPIAs What is a “good annuity?” It is an annuity an advanced investor might want to buy! Usually, you are sold annuities, but not so with a good annuity. When considering retirement income, should […]
Good Annuities in Retirement How do you use an annuity in retirement? Which annuities are “good” for retirement? Annuities, when used appropriately, lower both potential risk and possible reward. A SPIA is a good tool for significant current income needs. […]