How to have better friends in retirement Understanding your attachment style can help you have better friendships in retirement. About half have a secure attachment style. The rest have a mix of insecure attachment features (like avoidant or anxious). The […]
Never Sell Low My first advice as the first step of investing is never to sell low. Asset allocation is the most important decision an investor has to make after deciding to invest. Still, a first step before that is […]
Structured Product as a Hedge Are you being sold structured products as a hedge? What is a structured product, and why should you avoid them? Or, if you are convinced that they do offer downside protection, what do you need […]
What is a Buffered ETF? What is a Buffered EFT? Buffer or buffered ETFs have been around since about 2018. The idea: you have some downside protection and a chance at growth. Does that sound familiar? Yup, another structured product! […]
What is a RILA? What is a RILA, and should you buy one? These annuities are taking off from a sales perspective, so I’m not surprised that you are being sold a RILA. Should you buy one? Let’s find […]
Portfolio Makeover by Jean-Paul Sartre If you are considering retirement in a couple years, it’s time to prepare your portfolio. While “Portfolio Makeovers” are popular, a superficial change in the appearance of your portfolio is not enough. Jean-Paul Sartre […]
Demographics and the 2020s There seems to be a worker shortage in the US right now. The job (and stock) market is hot despite recent dire recession calls. Why? What about Covid’s effect on the retirement of the Baby […]
Metacognition vs Meta-awareness Metacognition is thinking about thinking. Meta-awareness is more immediate, being aware now that you are thinking about your current situation. The term “meta” turned me off since metaphysics in college. Meta means beyond or above and […]
How Often Does the Yield Curve Stay Inverted for 2 Years? The yield curve has been inverted for two years, and we have not had a recession. How common is the yield curve to be inverted for so long? […]