AI Better Than ID Physicians by 2030 I’ve almost decided to give up blogging and content creation. What is the point when AI can write a better blog than I can? However, my audience consists mainly of physicians, and […]
Moving to a De-Accumulation Portfolio in CoastFI Typical retirees use bonds to reduce sequence of returns risk in retirement. When you are CoastFI, you aim to earn enough money to pay the bills and let your retirement accounts compound […]
UTMA for Children A Uniform Transfer Minors Act (UTMA) is the best place to put money from grandparents’ gifts that an older child might better spend. How much should you fund a UTMA? Assume you have 529 college savings […]
Physician Retirement Jokes and Funny Doctor Retirement Quotes Funny Doctor retirement quotes are no laughing matter. After all, deciding to end your clinical career is serious business. Let’s look at some physician retirement jokes to make me feel better […]
Using a Margin Loan to Purchase Your Home Due to your non-W2 income, you may not qualify for a traditional mortgage. However, you could use a margin loan from your equities to purchase your home. While I have written […]
The 4% Safe Withdrawal Rate in Action The 4% Safe Withdrawal Rate is back-of-the-envelope retirement planning. It is heavily talked about (and unnecessarily debated), so let’s see what it looks like in action! The 4% Basics Assume you have […]
At age 35, which generation is better off? Are millennials worse off than their baby boomer parents were at their age? Both generations have had economic adversity, but what does that data say? Which generation is better off at […]
Safe Withdrawal Rate Early Retirement Early retirement requires a lower Safe Withdrawal Rate. Not only is the future uncertain, but there is also a longer future when you retire early! Also, it is more difficult to study the Safe Withdrawal […]
Rising Equity Glide Paths and Early Retirement Rising Equity Glide Paths are an important consideration for those facing early retirement. You have a long horizon, so you want to be aggressive. This, however, sets you up for sequence of returns […]