2025 FiPhysician Blogs
Blog Topics for 2025 Instead of making New Year’s resolutions in 2025 (which I don’t do, so I don’t know if I will succeed), I will write a list of 10 blog topics for 2025 and my thoughts about […]
Category Archives: Financial Independence
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ETFs for the FIRE Movement
New ETFs Constructed for the FIRE Movement If you have 20 years until retirement, sure, VTI and chill. But as you get closer to your fire goals, what about a more permanent portfolio style (also known as risk parity)? […]
When will AI replace your friendly neighborhood physician?
AI Better Than ID Physicians by 2030 I’ve almost decided to give up blogging and content creation. What is the point when AI can write a better blog than I can? However, my audience consists mainly of physicians, and […]
Moving to a De-Accumulation Portfolio in CoastFI
Moving to a De-Accumulation Portfolio in CoastFI Typical retirees use bonds to reduce sequence of returns risk in retirement. When you are CoastFI, you aim to earn enough money to pay the bills and let your retirement accounts compound […]
How Much Should You Fund a UTMA?
UTMA for Children A Uniform Transfer Minors Act (UTMA) is the best place to put money from grandparents’ gifts that an older child might better spend. How much should you fund a UTMA? Assume you have 529 college savings […]
Physician Retirement Jokes and Funny Doctor Retirement Quotes
Physician Retirement Jokes and Funny Doctor Retirement Quotes Funny Doctor retirement quotes are no laughing matter. After all, deciding to end your clinical career is serious business. Let’s look at some physician retirement jokes to make me feel better […]
Using a Margin Loan to Purchase Your Home
Using a Margin Loan to Purchase Your Home Due to your non-W2 income, you may not qualify for a traditional mortgage. However, you could use a margin loan from your equities to purchase your home. While I have written […]
What does the 4% Rule look like in action?
The 4% Safe Withdrawal Rate in Action The 4% Safe Withdrawal Rate is back-of-the-envelope retirement planning. It is heavily talked about (and unnecessarily debated), so let’s see what it looks like in action! The 4% Basics Assume you have […]
Millennial Wealth vs. The Baby Boomers
At age 35, which generation is better off? Are millennials worse off than their baby boomer parents were at their age? Both generations have had economic adversity, but what does that data say? Which generation is better off at […]