“Enough” In Retirement
The opposite of scarcity is enough The opposite of scarcity is enough. Not abundance. In retirement, it is okay to be enough, and it is okay to have enough. Enough is the goal in retirement rather than abundance. Scarcity […]
Category Archives: Retirement
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Retirement Spending Smile vs. Lumpy Expenses
Retirement Spending Smile or Lumpy Expenses? Future expenses are a major puzzle in retirement. How much money will you need to spend in the future? You have ‘guaranteed’ lifelong sources of income, such as social security, pensions, and good annuities. […]
Investing: You Can’t Teach Height
The 50/40/10 Rule and Investing You can’t teach height in basketball. When investing, you need to know how tall you are. Right now, some should not be investing in the stock market. Not that these folks are crazy (or […]
Retirement is an Anachronism
RIP Retirement! RIP Retirement! We only knew you for a century! While retirement has evolved through the decades, there are some common themes: Traditional retirement is anachronistic. No longer does one work for 30-40 years, take a pension for […]
Retire Early Yet Maximize your Social Security Bend Points
How can you maximize your social security bend points? Do you want to retire early but still get as much social security as possible? If so, you should understand the bend points of social security. Most financial planners don’t […]
Do Bond Tents Beat a 60/40 Portfolio in Retirement?
Bond Tents for Retirement Asset Allocation Bond tents and Rising Equity Glidepaths are styles of glidepaths. Glidepaths describe the modulation of asset allocation before and after retirement. For example, traditional target-date funds decrease the stock percentage to or through retirement […]
‘Identity Bridging’ in Retirement
‘Identity Bridging’ in Retirement Let’s face it—some people are scared to retire. It’s not a matter of what to do with the time; it is a matter of what my identity is in retirement. Who am I once I retire? […]
Imposter Syndrome during Retirement
Imposter Syndrome and Retirement “Face it Til You Make It” is the cure for imposter syndrome. It is an obvious variation of fake it til you make it. We all face high-stress situations when we feel inadequately prepared. Imposter […]
Expectations in Retirement
Are lower expectations the key to a successful retirement? We demand a lot out of retirement. What if the key to a successful retirement is lower expectations? We spend a third or more of our life retired. After all […]