Real spending demonstrating inflation adjusted spending smile

Your Marginal Decade of Retirement

Go-Go, Slow-Go and No-Go phase of Retirement   The “marginal decade,” coined by Dr. Peter Attia, is the last 10 years of life. During this period, physical and cognitive function decline rapidly, and the incidence of chronic diseases increases exponentially. […]

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meme

Creativity and Meme Production

Creativity Unleashed: How Producing Memes Can Enhance Your Retirement In early retirement, I prioritize creativity. I’ve got half my life to live without working for money, and creativity always takes on new forms of expression. For 2025, my creative ideas […]

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Ten Days to Explore Retirement

Nothing “To Do” in Retirement for 10 Days   I have ten whole days coming up to myself. No commitments. Nothing “to do.” Retirement involves doing less, but what about big chunks of time you never had working 80-hour weeks? […]

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retiring physician checklist

Retiring Physician Checklist – Check the Boxes!

Retiring Physician Checklist Physicians love to make lists and check off stuff. ABG, check. CXR, check. Notes and basic hygiene… later. What about retirement? What items do you need to check off in your retiring physician checklist? Retirement planning starts […]

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Should you Rebalance After Retirement?

Should You Rebalance Your Portfolio in Retirement?   When you are retired, should you rebalance your portfolio? Of course, it depends on your goals, timeframe, and the purpose of the money. But what evidence supports portfolio rebalancing when retired? I will […]

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The "Enough Mindset" In Retirement

“Enough” In Retirement

The opposite of scarcity is enough   The opposite of scarcity is enough. Not abundance. In retirement, it is okay to be enough, and it is okay to have enough. Enough is the goal in retirement rather than abundance.   Scarcity […]

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Retirement Spending Smile

Retirement Spending Smile vs. Lumpy Expenses

Retirement Spending Smile or Lumpy Expenses? Future expenses are a major puzzle in retirement. How much money will you need to spend in the future? You have ‘guaranteed’ lifelong sources of income, such as social security, pensions, and good annuities. […]

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50/40/10 investing

Investing: You Can’t Teach Height

The 50/40/10 Rule and Investing   You can’t teach height in basketball. When investing, you need to know how tall you are. Right now, some should not be investing in the stock market. Not that these folks are crazy (or […]

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RIP retirement

Retirement is an Anachronism

RIP Retirement!   RIP Retirement! We only knew you for a century! While retirement has evolved through the decades, there are some common themes: Traditional retirement is anachronistic. No longer does one work for 30-40 years, take a pension for […]

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