retirement friendship

Better Friendships in Retirement

How to have better friends in retirement   Understanding your attachment style can help you have better friendships in retirement. About half have a secure attachment style. The rest have a mix of insecure attachment features (like avoidant or anxious). The […]

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drawdown asset allocation

Using RMDs to Assess Asset Allocation

Asset Allocation Using RMDs Can you use Required Minimum Distributions (RMDs) to help determine your asset allocation in the retirement drawdown phase? Imagine you are living off your assets (taking an income from your nest egg). What might your asset […]

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Are Inherited HSA taxable

Spend your HSA During Life

Don’t Die with your HSA Let’s keep this short and to the point: Don’t Die With your HSA! Yes, non-spouses can inherit leftovers from your Health Savings Account. However, while it is tax-free to you, unfortunately, it is fully taxable […]

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Mindfulness and Money in Retirement

Getting Rich Vs. Staying Rich

Getting Rich Vs. Staying Rich   You get rich differently than you stay rich. Some get rich with concentration, and some stay rich with diversification. Concentration when you are young is your human capital. It can be your W-2 J.O.B. […]

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Optimized Estate Plan for Doctors

Estate Planning for Doctors While often neglected, an optimized estate plan is vital to your legacy. The need to protect your assets never goes away, though you often don’t have much initially. As you age, assets increase; legacy and the […]

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